Is what you've bought still what you've got?

Are you still paying what you agreed?

Over time, annual increases, hidden fees and complex billing structures can creep in — leaving you paying far more than expected.

What We Offer:

  • ✅ A line-by-line analysis of your current merchant services statement

  • ✅ A like-for-like price comparison with transparent breakdowns

  • ✅ A report highlighting any hidden or avoidable charges

All with no cost and no obligation — just clear insight into what you’re actually paying.

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Everything for online growth

Full statement review

Many businesses only look at the headline rate — but the real costs can be buried in the detail. We go beyond the surface with a line-by-line review of your merchant services, covering every bill, every transaction type, and every fee. We analyse Transaction rates by card type and payment method, Fixed fees per transaction or authorisation, Ancillary charges like PCI compliance, statement fees, and chargeback handling, Separate invoices for terminals, service contracts, or equipment leasing and search for any Hidden charges such as quarterly or annual management fees. You’ll receive a clear, like-for-like breakdown — helping you understand what you’re really paying, and where you could save.

Market review based on your usage

We don’t just compare headline rates, we analyse your actual usage and match it to the most cost-effective pricing model. Not all merchant service deals are created equal — and the lowest rate doesn’t always mean the lowest cost. A “no commitment” contract might come with higher transaction fees, A monthly subscription may look expensive but could reduce your effective rate, A low rate may hide high per-transaction charges, A high transaction fee could offer lower overall costs — if you process fewer payments.

No cost, no commitment, no obligation

Just clear, concise information about: What you’re really paying: How your rates compare to market alternatives: Whether your current setup is the right tool for the job. We break it down simply — no jargon, no pressure — so you can make informed decisions with confidence.

Frequently asked questions

Do you sell PoS services directly?

At MARU, we don’t resell or mark up — we act in your best interests.

For Payment Services, we partner with leading service providers who have direct relationships with some of the world’s largest merchant banks — including Worldpay and Clover.

Together, they:

  • Support over 1,000,000 active terminals

  • Serve more than 300,000 customers

  • Process over 110 million transactions every day

You benefit from global infrastructure and competitive pricing, while we remain your independent advisor — focused solely on finding the right solution for your business.

 

Can you integrate with my EPOS provider?

Most likely yes, we can potentially integrate with over 70% of EPOS providers — but to be sure, we just need a few details:

  • 🧩 Software provider name

  • 🖥 Hardware provider or model

  • 📸 Photos of the connection ports on your device(s)

With this information, we can confirm compatibility and recommend the best integration approach for your setup.

How do I know if I will benefit from your services?

The short answer: if you're growing, you probably will.

Most of our clients didn’t realise how much they were overpaying — or how inefficient their setup had become — until we showed them.

You’re likely to benefit if:

  • You're processing £4,000 or more per month in card transactions

  • Your systems were set up ad hoc as your business grew

  • You’ve stayed with your current provider for over 12 months

  • You don’t fully understand the breakdown of your fees, rates, or charges

  • You’ve added new tech, EPOS, or payment methods without reviewing pricing

When do savings start?

If your business is processing between £4,000 and £2 million per month on cards, there's a high likelihood we can identify meaningful savings — without disrupting your day-to-day operations.

Let us review your setup and recommend a pricing model that suits the scale you’ve grown into.

How Do We Make Money If Our Service Is Free?

It’s a fair question — and here’s the honest answer:

While our statement analysis and recommendations are completely free and without obligation, we may receive a commission only if you choose to move forward with one of the providers we introduce.

This is similar to how a broker or comparison service works — but with a key difference:

We work for you, not the provider.
Our goal is to ensure you’re on the most cost-effective and appropriate plan for your business. If that happens to be through one of our partners, and you choose to proceed, they may pay us a referral fee.

There’s no catch, no hidden fees, and no pressure.
You stay in control.